Terms & Conditions
Overview
You and the Terms of Service ("Terms") constitute a binding legal agreement. They regulate how you use the LM Credit Solutions services (the "Services") provided by the LM Credit Solutions online platform (the "Platform") and you, the end-user ("You") and LM Credit Solutions. Access the LM Credit Solutions Platform via the LM Credit Solutions website directly. Users can investigate and contrast payday loans and other loan products by using the search engine that LM Credit Solutions offers through the Platform. Through its collaboration with a wide range of lenders, LM Credit Solutions offers customers access to new financing options while also helping them find opportunities to better their financial circumstances.
Agreement to Terms of Use
You are not permitted to use the Platform or the Services without first consenting to these Terms. You agree to abide by these Terms when you access or use the Platform and/or Services. If you do not consent to be bound by these Terms, you may not use or access the Platform or any of the Services provided through the Platform.
LM Credit Solutions has the right to change these terms at any time. Changes made to these terms will take effect immediately when they are posted on the LM Credit Solutions website. You agree to these modifications if you continue using the Services and/or Platform.
Privacy Policy
To facilitate the operation and provision of our Services, LM Credit Solutions is entrusted with the collection, utilization, and disclosure of specific personal information related to You. This information is managed and safeguarded in accordance with the guidelines outlined in LM Credit Solutions' Privacy Policy. For a comprehensive understanding of how Your personal information is collected, disclosed, and protected, please refer to LM Credit Solutions' Privacy Policy available at https://lmcreditsolutions.ca/privacy-policy. Safeguarding Your privacy is of utmost importance to LM Credit Solutions, and our Privacy Policy serves as a comprehensive resource elucidating the methodologies we employ for the handling of Your personal data.
User Qualifications
Access to the Platform and utilization of the Services are exclusively permitted for individuals who have reached the age of 19, possess the capacity to enter into legally binding agreements, and demonstrate full competence to fulfill the terms, conditions, and obligations stipulated.
Service Description and Limitations
The LM Credit Solutions Platform and Service furnish Users with access to a comprehensive repository of information and resources pertaining to both private and institutional financial services within Canada. This versatile platform empowers Users to engage in in-depth research and comparisons of a wide array of financing services and products.
It is important to note that our Service is extended to You without incurring any charges, as LM Credit Solutions refrains from imposing any supplementary fees on the products and services that You encounter during your exploration. Our revenue model relies on compensation received from affiliates through fees and commissions.
Furthermore, it is imperative to understand that LM Credit Solutions, inclusive of its owners and employees, does not possess the requisite licenses or qualifications to provide general financial services or offer advice of any nature, as mandated by relevant legal regulations.
Disclaimer and Independent Assessment
You are fully aware and acknowledge that LM Credit Solutions, inclusive of its owners and employees, abstains from endorsing, advocating, or providing recommendations regarding the utilization of any services, products, or resources accessible on the Website. It is incumbent upon you to diligently evaluate the suitability, adequacy, and appropriateness of any product or service that captures your interest. The final decision to either acquire or abstain from obtaining any product or service rests entirely with you.
Nature of Service Offerings
The Services provided by LM Credit Solutions should not be misconstrued as a formal proposition, whether initiated by LM Credit Solutions, an Affiliate, or any other third party, aimed at providing You a specific product or service. LM Credit Solutions refrains from participating in the establishment of formal contractual arrangements between You and any provider of lending products or services. Submitting Your information signifies your expression of interest in acquiring the relevant product or service from the respective Service Partner. This interest is subject to the specific terms and conditions set forth by the Affiliate, and the acceptance or rejection of this proposition rests solely with them.
Opt Out Clause
Through your use of the Service, you recognize and grant your approval for us to reach you via email, SMS, direct messaging, or other electronic mediums to disseminate marketing communications, offers, and updates. If you desire to cease receiving these communications, You may choose to decline or reject the offer by responding, "No" or a similarly negative response
Definitions
You: Denotes the end-user, the individual accessing and utilizing the Platform and Services, typically the party agreeing to the terms and conditions outlined in the document.
Affiliates: Refers to associated companies, organizations, or entities that have a business relationship with LM Credit Solutions and may be involved in the provision or promotion of financial products and services.
Platform: The digital infrastructure and online environment, which includes the website, used for providing access to the Services and information about financial products and services. It may also encompass related tools, features, and resources.
Website: The online portal or domain, such as www.lmcreditsolutions.ca, that serves as the primary web-based interface for accessing the Platform and Services offered by LM Credit Solutions.
